Smart Buying: What every Tampa Bay buyer should know before making a move

The 2025 Reality
The market is shifting. Prices are softening, inventory is up, but deals are falling through due to insurance, inspections, and financing surprises.

Florida Is Different
– 15+ year-old roofs = insurance risk
– 4-point inspections are often required
– Wind mitigation affects your insurance quote
– Flood zones change your payment (check  your zone here)
– HOA (community upkeep) and CDD (new infrastructure) costs vary widely

What I Do Differently
 I work with a limited number of clients at a time, I'm able to offer truly boutique real estate experience - personalized, strategic, and never rushed. Most agents talk about homes. I prep you for the deal — the strategy, the timing, the things that kill closings. No sugarcoating, just real talk and smart planning. 

Want to Buy Smart?
Let’s make your next move smart, smooth, and completely yours.